PGB - Progress under Financial Inclusion .........................



Punjab Gramin Bank

Progress under Financial Inclusion;


PGB Expansion Programme

PGB - FLCs and PGB FI Workshops

Through Branch Network Opened 22 new branches during the current FY - 2013-14 and 24 new branches during the current FY - 2013-14. Figure of total Branches of the Bank reaches at 264.
Through BC Network

Arrangement made for taking services of CSCs established under CSC e governance (India) plan, as BCAs for the Bank. 244 SSAs - Sub Service Areas (Clusters of Villages) are made out of the allocated SA villages.


Arranged 53 CSCs as BCAs from CSC e-governance (India) and 31 BCAs from Genpact (Corporate BC) for our 370 villages. Received technical support from sponsor bank and all these 83 BCAs have already been made live on the Kiosk Banking Solutions.


These BCAs have opened 8078 accounts and have made 13180 transactions till 20.01.2015.


PGB Coverage


Basic Banking Accounts

Covered all the uncovered families (as checked / mapped from voter lists) in the Services Area Villages of the Bank

Opened 388957 Basic banking Accounts . (up to 31.12.2014)

GCCs issues Issued 20680 GCC (up to 31.12.2014)
SCCs issued Issued 27323 SCC (up to 31.12.2014)
KCC Issued Issued 183098 KCC (up to 31.12.2014)
SHGs Formed Formed 4952 SHGs as on 31.12.2014.
SHGs Credit Linked Credit linked 3168 SHGs as on 31.12.2014
Micro Credit through SHGs Rs. 14.52 Crore as on 31.12.2014
JLGs Financed Financed 516 JLGs as on 31.12.2014.
Micro Credit through JLGs Rs. 3.61 Crore as on 31.12.2014
PGB Progress Report on FIP Click here